Personal Insurance
Protection for Every Part of Your Life
From your daily commute to your dream home, WeInsureCali builds personal insurance packages that protect what matters most. We represent Farmers Insurance and work with you to find coverage that fits your life and your budget.
Explore Your Coverage Options
Click on any coverage type below to learn what it covers, why you need it in California, and how to get started with a free quote.
Auto Insurance
California requires minimum liability coverage for every driver. We help you find the right balance between protection and affordability, with options for bundling, good driver discounts, and more.
Learn More
Home Insurance
Your home is your biggest investment. We protect it against fire, theft, liability, and California specific risks like wildfire exposure. Ask about our water detection requirements.
Learn More
Renters Insurance
Your landlord's policy does not protect your belongings. For just a few dollars a month, renters insurance covers personal property, liability, and additional living expenses.
Learn More
Landlord Insurance
Protect your rental property investment. Landlord policies cover the building, lost rental income, and liability from tenant injuries or property damage.
Learn More
Life Insurance
Give your family financial security with term, whole, or universal life coverage. Protect your loved ones from the unexpected and build a legacy that lasts.
Learn More
Umbrella Insurance
When a lawsuit exceeds your standard policy limits, an umbrella policy kicks in. Extra liability protection starting at $1 million for pennies on the dollar.
Learn More
Flood Insurance
Standard home policies do not cover flood damage. If you live near the Delta, a river, or in a FEMA flood zone, this coverage is essential for protecting your property.
Learn More
Earthquake Insurance
California sits on some of the most active fault lines in the world. Earthquake coverage protects your home and belongings from seismic damage that standard policies exclude.
Learn More
Motorcycle Insurance
California's year round riding weather means you need year round protection. Liability, collision, comprehensive, and uninsured motorist coverage for riders.
Learn More
Boat Insurance
Whether you cruise the Delta or fish at New Melones, boat insurance covers your vessel, trailer, equipment, and liability on the water.
Learn More
RV Insurance
Hit the open road with confidence. RV insurance covers your motorhome, travel trailer, or fifth wheel for collisions, theft, and liability on the road and at the campsite.
Learn More
Classic Auto Insurance
Your classic car deserves specialized coverage. Agreed value policies, spare parts coverage, and flexible usage options designed for collectors and enthusiasts.
Learn More
Condo Insurance
Your HOA master policy only covers the building exterior. Condo insurance (HO6) protects your unit interior, personal property, and liability from the walls in.
Learn More
Mobile Home Insurance
Specialized coverage for manufactured and mobile homes. Protect your home, personal property, and liability whether your home is in a park or on private land.
Learn More
Builders Risk Insurance
Building or renovating? Builders risk insurance covers the structure, materials, and equipment during construction. Essential for new builds and major remodels in California.
Learn More
FAIR Plan Insurance
If you have been denied coverage due to wildfire risk, the California FAIR Plan provides basic fire insurance as a last resort. We help you navigate the application process.
Learn MoreNot Sure What You Need?
Our team will review your situation and recommend the right combination of coverage. No pressure, no jargon, just honest advice.